TerraMagna is established in Brazil with a deep understanding of the unique challenges and opportunities in the agricultural sector, our innovative suite of financial products include personal loans, CFB lending, embedded BNPL for agricultural inputs and crop-collateralized financing – all accessible through our web interface.
We do not only provide credit – we are transforming the future of agriculture, making all links of the agricultural value chain more resilient and establishing the proper incentives to make agriculture what the world needs it to be – its powerhouse of sustainable food security.
For basic working capital needs such as agricultural inputs, this manifests as 24B out of a 40B market financed through expensive, short-term, opaque supplier financing in the balance sheet of the input providers making the sale.
For improvements focused on increased yields and sustainability, this manifests as a gap of 100B USD that hinders further productivity, increased margins and more sustainable agricultural practices.
Team of 84 people responsible for the entire origination process, credit analysis and construction of decision support systems.
Smart credit for agriculture